An insurance guy came in today to talk insurance and liability issues. He was a cool guy but my particular business is pretty much immune to 95% of the stuff he was talking about haha He looked like a deer in the headlights when I was trying to explain what my business idea is. And then I was like a deer in the headlights because I’ve never run into anyone being that confused by it before…we were both just kind of staring at eachother going “wtf?” haha
Down the road when I have office space I’ll have to worry about insurance stuff more, but basically all my equipment is cheap, all my data can be backed up digitally over the net somewhere safe, and I can work off my laptop from a mall food court if I want to. There’s not really any need for me to have earthquake insurance or anything.